European Academic Research ISSN 2286-4822
ISSN-L 2286-4822
Impact Factor: 3.4546 (UIF)
DRJI Value : 5.9 (B+)
Article Details :
Article Name :
Women empowerment through income generating activities: Role of NGOs credit program in subdivision Bagh Azad Kashmir
Author Name :
BUSHRA MANZOOR, M.Phil.
Publisher :
Bridge Center
Article URL :
Abstract :
Present study focuses on the women credit beneficiaries who get small loan in order to add in the family income that empower them. Main objectives of the present study were to study the impact of microcredit on economic empowerment and role of women in decision making process. For the purpose a sample of 150 women who had taken credit from the two major microfinance institutions National Rural Support Program and Azad Kashmir Rural Support Program were randomly selected from one Tehsil of district Bagh. Information regarding demography and impact of microcredit were collected through structured questionnaire. In order to understand the complexity of the phenomenon of women empowerment, a structured interview schedule was also conducted. Different statistical instruments i.e. descriptive analysis, bar charts, chi square were employed to present the information scientifically. The analysis specifies that the response about joining microfinance was very encouraging. Their decision making ability regarding income and expenses, children education and health had also increased. Women’s own perception regarding their rights after joining microfinance was also very positive.
Keywords :
Microcredit, Women Empowerment, Socio Economic Empowerment, Decision Making Ability, National Rural Support Programme, Azad Kashmir Rural Support Programme.

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