| Article Details : |
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| | | Article Name : | | | Study on Ethics in the Banking Sector in Tirana
(Albania) | | Author Name : | | | PhD (c) GENTIAN HOXHALLI, MSc ARSI RISTO
| | Publisher : | | | Bridge Center | | Article URL : |  | | | Abstract : | | | This paper aims to analyze ethics in the banking sector in
Tirana. This research focuses on explaining the Code of Ethics in
Banking and how adaptable and effective it is. Through this research
a better understanding can be achieved on what are the causes that
lead to non can achieve moral actions and failure to meet the code of
ethics in commercial banks. It also reveals what are the consequences
of the unethical and immoral actions in the banking sector. In order to
better understand this study and analyze the data, was conducted a
literature review, citing different viewpoints of the authors, mainly
based on ethical issues, banking ethics, professional ethics, values and
management in commercial banks. To examine this topic and collect
the data for this study, it is used as a research instrument a
questionnaire certified with structured content (St. Clements
University, 2005) divided into two parts, where the first part of the
answers are given only to confirm or negate (YES & NO) and the
second part of the answers are given in a descending scale from (5-1).
Some hypotheses have been pointed out in this study and their validity
has been tested with the SPSS and STATA programs. According to
this study, the most influential factors in non-ethical banking are: Low
remuneration or improper use of incentives to eliminate fraud in the
bank; Lack of training for ethical banking; information technology. | | Keywords : | | | Banking sector, ethics, Albania, survey, data analysis,
statistical analysis |
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