| Article Details : |
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| | | Article Name : | | | Analysis of the Factors that Affect the Reliability of
Farmers in Insurance Institutions | | Author Name : | | | BITILA ZHULI, ALDONA MINGA, ENKELA CACA | | Publisher : | | | Bridge Center | | Article URL : |  | | | Abstract : | | | Agriculture is the sector that faces most of the danger of
natural disasters.
Risks from natural disasters are different in different areas.
Risk transfer to insurance institutions is a scheme that is often used in
different parts of the world to minimize adverse effects on agriculture.
How is the state of the insurance institutions in Albania? Is the
risk to agriculture covered? Do farmers have information about
insurance contracts in agriculture? And what are the factors that affect
the credibility of farmers in insurance institutions?
These questions will be answered through the study of the
macroeconomic situation in Albania and through field research
through questionnaires on farms in Vlora.
We will analyze, by means of econometric methods, the factors
that affect the credibility of farmers in insurance institutions. The
study will first bring a review of the current situation of insurance
institutions in Albania.
Next, we will analyze the data from the questionnaires in the
Vlora Zone. Questionnaires were made to 136 grape farmers and 250
citrus farmers in the Vlora area during 2017. The interviewed farmers
were randomly selected. The purpose of the study is to analyze the factors that affect the
reliability of farmers in insurance institutions. Also, we will identify
whether there is a change depending on the products that produce the
farms. Linkages between variables will be analyzed through
econometric methods and mainly logistic regression.
Finally, the document will end with conclusions and
suggestions to be taken into account in further studies. | | Keywords : | | | reliability, natural disaster, agriculture, risk. |
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