| Article Details : |
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| | | Article Name : | | | Determinants of Individual Household’s Lending to
the Commercial Bank in Can Tho City of Viet Nam | | Author Name : | | | TRAN MINH NHUT, VUONG QUOC DUY | | Publisher : | | | Bridge Center | | Article URL : |  | | | Abstract : | | | This paper investigates the factors that are affected the savings
decision of individual customers at commercial banks in the province
of Can Tho city. Data used in the paper were gathered from a survey of
individual households in the province of Can Tho city. The method
used is a Double hurdle models which included a probit regression
model and Tobit regression model. The findings show that factors
affecting the savings decision, the amount of deposits are the
educational levels, relatives working at the banks, the distance to the
bank, income of individual households and interest rates. Based on
research, this topic has proposed some solutions to help commercial
banks exploit idle capital, expand customer network and improve the
situation of raising capital in the province of Can Tho city. | | Keywords : | | | savings, individual customers, commercial banks, Can
Tho City |
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